Terms and Conditions

Table Of Contents

Terms of Use

Welcome to Jeffrey Blood Insurance Agency (JBIA) — a place where insurance meets protection, power, and peace of mind.

By accessing or using jbiaok.com (“Site”), you agree to be bound by these Terms of Use and all applicable laws and regulations.


1. Purpose of This Website

The JBIA website is designed to:

  • Provide information about our insurance services
  • Allow users to request quotes or contact our agents
  • Educate visitors about coverage options and financial protection

This site is for informational purposes only and does not constitute a binding insurance offer or contract.
Final rates and eligibility are determined by licensed agents and insurance carriers.


2. Ownership & Intellectual Property

All content on this Site — including text, images, graphics, videos, logos, and the JBIA Universe characters (e.g., AI Jeff, Umbrella, Blaze, Slick, Bonecrusher, Miss Fortune, Rider, Twistah) — are the intellectual property of Jeffrey Blood Insurance Agency and/or its licensors.

You may not:

  • Copy, reproduce, or distribute any content without prior written consent
  • Use our logos, characters, or videos for commercial purposes
  • Modify or create derivative works based on JBIA’s content

3. User Responsibilities

When using this website, you agree that you will not:

  • Submit false, misleading, or incomplete information
  • Use the Site for unlawful purposes
  • Attempt to interfere with the website’s functionality or security
  • Collect or harvest data from this Site without authorization

4. Text Messaging

By providing your mobile phone number, you consent to receive text messages from Jeffrey Blood Insurance Agency related to products, services, promotional offers, or account notifications.

Message frequency may vary. Standard message and data rates may apply depending on your carrier.

You may opt out of receiving text messages at any time by replying with “STOP” to any text message you receive from us. After opting out, you will receive a confirmation message, and we will cease sending text messages to your number.

If you need assistance or have questions about our text service, reply with “HELP” to any text message you receive, or contact our customer support team at
(405) 692-7500.

Your phone number will be handled in accordance with our
Privacy Policy.
We do not sell or share your phone number with third parties except as required by law.


5. Insurance Disclaimers

No Guarantee of Coverage

Submission of information through our forms or online tools does not guarantee coverage. All insurance policies are subject to:

  • Underwriting approval
  • Policy terms and carrier guidelines
  • State and federal insurance laws

Accuracy of Information

While JBIA strives for accuracy, we do not guarantee that all content is complete, current, or error-free.
Insurance laws, rates, and carrier offerings change frequently.

Licensed Jurisdictions

Our agents are licensed to sell insurance only in the states where JBIA operates (primarily Oklahoma).
If you access this Site from another state, services may not be available to you.


6. Third-Party Links

Our website may contain links to third-party sites (e.g., insurance carriers, service portals, or affiliates).

JBIA does not control or endorse these external websites and is not responsible for their:

  • Privacy practices
  • Content accuracy
  • Products or services

Visiting linked sites is at your own risk.


7. Limitation of Liability

To the fullest extent permitted by law, Jeffrey Blood Insurance Agency and its affiliates, employees, or partners shall not be liable for any damages (direct, indirect, incidental, or consequential) arising from:

  • Use or inability to use the website
  • Errors, omissions, or inaccuracies in site content
  • Unauthorized access to user data
  • Technical issues or service interruptions

If you are dissatisfied with any portion of this Site or its terms, your sole remedy is to discontinue use.


8. No Professional or Financial Advice

The information provided on this Site is general in nature and not intended as professional, legal, or financial advice.

You should always consult a licensed insurance professional before making coverage decisions.


9. Privacy Policy

Your use of this Site is also governed by our
Privacy Policy,
which explains how we collect, use, and protect personal information.


10. Changes to These Terms

JBIA may update these Terms of Use at any time without prior notice.
All updates will be posted on this page with a revised “Effective Date.”
Your continued use of the Site signifies acceptance of any updated terms.


11. Governing Law

These Terms are governed by the laws of the State of Oklahoma, without regard to conflict of law principles.

Any dispute arising from your use of this Site shall be handled in the appropriate courts of Oklahoma County, Oklahoma.


12. Contact Us

Jeffrey Blood Insurance Agency (JBIA)

1400 SW 89th St, Oklahoma City, OK 73159
Phone: 405-692-7500
Email: info@jbiaok.com
Website: jbiaok.com

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Jeffrey Blood Insurance Agency
Let’s review your needs and place the right protection around your future. Call or contact us online for your custom insurance assessment.

Monday – Friday: 8:30 AM – 5:30 PM
Saturday & Sunday: Closed

@ 2025 Jeffrey Blood Insurance Agency, All Rights Reserved
Privacy Policy Terms and Conditions